http://www.supplement-reviews.ca

Hey, just wanted to say we're updating a lot of stuff on the website and new content is being added daily!

Supplement reviews

Hey Guys!

Long time no correspondence my friends.

I've been away from some time and I am no longer selling vehicles as I am in university. However, I am working on a new website and I encourage everyone to go and have a look; maybe leave a review or comment! It is a concept supplement review and rating site. Design/functionality is roughly 40% done, but there is still a lot of work to do. Thank you to anyone who stops by.

Supplement Reviews

Cheers!

Do you have time to wait?

If there is no priority for a new vehicle in your life, but you'd like one regardless, a factory order is a good way to ensure you get the best possible arrangement with regards to pricing or financing. When doing a F/O, you are locked in at the incentives (think 0%, employee pricing, etc..) at which you order, however if the incentives are different when the vehicle arrives, you are free to switch if you want.

For example:

• I want to finance and it is currently under employee pricing with a fixed rate of 6.99%. 

 If ordered order now, under employee pricing, chances are by the time it gets here the incentives will have switched. You can verify this with your sales rep (we are NOT supposed to tell you, or lead on to the fact that we DO infact know which incentives will be running until when). I even have a calender style time table of the different yearly incentives and their start/finish dates.

With this knowledge in hand, order at the end of the incentives you are currently in. This way, you are locked in at the current incentives, but have the option to switch afterward. One piece of advice though:

• The salesman and his/her managers are going to try and convince you that the incentives you bought under are clearly better, regardless of your situation/requirements. This is because is does take a decent amount of work to swap into new incentives. You should find the new incentives, understand them and compare with what you ordered under. You might find the dealer very difficult to negotiate with at this point because they feel you are already committed; your car is here, you are all hyped up to get it. Stand fast! If you ordered at 0%, but wanted all along to pay cash, check the new incentive! If you were at $40,000 sale price before with 0%, chances are the new incentives will be cash off and a shitty rate!
• So if you ordered at $40,000/0% with $0 delivery allowance and now it's 6.99% with $5,000 delivery allowance you could easily swap to $35,000 cash + tax (the delivery allowance is ALWAYS before taxes).
• Figure out what makes the most sense for you and go from there!

Cheers.

SC2 Streams.

Don't really have a decent post to make right now, so here is a link to the best SC2 streams website out there. Most people will probably have it bookmarked a long time ago but here it is regardless:

www.teamliquid.net

>Video
>Live Streams
>Profit.

End of the month? Better deals? Yes!

A lot of people will tell you that going in near the end of the month will probably result in you getting a better deal. This is 100% TRUE. With some exceptions.

• Don't wait too long. If the dealer is trying to make a quota, once they reach it your retarded deal goes flying out the window.
• Don't be afraid to be unreasonable. If it's down to the wire and the dealer could potentially make or break a $50,000 MFG bonus with one or two deals they WILL lose money on yours.
• Only go in near the end of the month with expectations if it's something out of stock. Dealers do NOT get MFG incentive to sell factory orders and will be much less likely to F/O you a retarded deal. Losing money on something that isn't even made yet doesn't make sense. Losing money on something you need to move off the lot doesn't either, but has to happen sometimes.

Cheers.

Don't wait for 0% just because it's 0%.

I see A LOT of people that specifically wait until financing/leasing is at a 0% rate (typical rate is 6.99%). I don't understand the logic myself, but for some reason people just cant stomach paying interest. Let me clear the air here:

If there is 0% there isn't any cash off. When there isn't 0%, there is a fuck ton of cash to make up the difference. Most of the time I find it's actually CHEAPER to finance or lease during cash incentives simply because of how much cash they actually give off. For example:

Vehicle has 0% financing, gets $0.00 delivery allowance (factory discount). Vehicle costs $30,000.

Vehicle has 6.99% financing and gets $5000.00 delivery allowance. Vehicle costs $25,000.

NOW. Unless you are financing for 7 years OR have a huge upside down trade there is NO way you're going to pay $5000.00 in interest throughout the term of the loan. The amount of the delivery allowance typically increases as the type of vehicle gets more expensive (IE. midsize car vs truck), However, this does not always apply. I'd recommend the following:

• Go in during cash incentives:
• Have your sales rep give you a finance or lease number at the current incentives.
• Then have him/her take away the delivery allowance and change the rate to 0%
• Compare numbers.
• Go in during 0%:
• Have your sales rep give you a finance or lease number at current incentives.
• Have him/her look up previous cash model incentives(they can be found online by any salesman dating back for years) and compare vs the 0%.

This really depends on who you get, as some sales reps might just not want to waste their time with you if they think you are going to buy in 3-4 months. I had a lady come in today that told me she was shopping for a vehicle for June, 2011 and I seriously wanted to falcon punch her in the throat when she still wanted finance and lease numbers on two different vehicles in varying trims EVEN THOUGH I TOLD HER AND INSISTED THE NUMBERS WOULD HAVE 0, NO, NOTHING, NONE AT ALL RELEVANCE IN JUNE 2011.

Holdback.

If the salesman tells you he is pricing at "invoice" on the vehicle and has no room left on it, there is still the "holdback". This is money the dealer generally won't give up unless absolutely necessary, but if you are persistent you can get something out of stock for invoice LESS the holdback (typically another $800).